HicktownPress

I was driving home today and heard this attorney on the radio. She is an expert with finances. Check her out. I like what I heard on the radio. She said that we need to stop using credit cards. If you cannot afford it, don’t buy it!

More information and her book HERE

Have $1.00? Well that’s good because your dollar can buy you a home in Detroit.

$100 could probably net you a mansion. That’s just how bad it is there. Entire blocks are abandoned. They’d do well to just knock that mess down and start over. Just turn it to a gigantic park or something.

What happened to Detroit? My guess is that it’s a combination of things. Corruption, failed economy and drugs.

Sad.

PRESS HERE

I actually don’t have a problem with riches and blessings. Money does not solve problems but having it amounts to one less problem.

Hicktowner, Winston just sent me an excellent teaching on tithing. Ignore the very annoying music at the beginning.

Part I

The U.S. Senate has unanimously approved a combined $4.55 billion in settlements to black farmers and Native Americans, ending years of litigation on charges of racial bias and mismanagement.

The $1.15 billion allocation to black farmers represents the largest civil rights settlement in U.S history.

The federal government was accused of a decades-old practice of denying and underpaying loans to black farmers because of their race. SOURCE

And who exactly said that Obama is not fighting for the underdogs of society?

By Yvette (Resident Hicktowner)

Hopefully this will answer some of the questions people have about the housing mortgage fiasco. September saw the highest foreclosure filing rate, so far, of 347,420 homes. Because of that District Attorneys in all 50 states are launching investigations as to what is going on. The claim is that it all started when an attorney noticed that one person’s foreclosure paperwork was not filed correctly by the mortgage company. In the following article this woman’s mortgage wasn’t expensive.

“Nicolle Bradbury bought this house seven years ago for $75,000, a major step up from the trailer she had been living in with her family. But she lost her job and the $474 monthly mortgage payment became difficult, then impossible.”

SOURCE

What a lot people don’t see is what is going on behind the closed doors of these mortgage providers. I speak with people who handle loans on a daily bases, what they tell me is that most people are unaware that the company they originate the loan with is the not the company that holds the loan. It has been sold, in most cases, to more than one investor. The bank is only the processor of the loan. The loan itself acts like a commodity that can be sold. The bank is the wholesaler of that loan. The buyer of the loan acts like the retail store that has an expectation of a certain profit from that product which was sold to you the retail customer. Just like any retailer they can refuse to negotiate the price.

–Yvette

Investigation source HERE